Tuesday, September 18, 2018

Pondering life from slightly abaft



Often things seem so clear to us but we are wrong. Sometimes surprisingly so.

We gladly plop down a few bucks, occasionally many bucks, for lottery tickets and think there is a reasonable chance that we will win. But that chance is fleetingly slim, so much so as to fade into shimmering invisibility. A million to one. Ten million to one. Five hundred million to one. But a nearly sure thing, like a very long-term regular investment in a 401K retirement account, doesn’t appeal. A friend, the owner of a convenience store, relates anonymous accounts of customers who spend hundreds of dollars a month on the lottery. To them, that is their retirement plan. Hopes of hitting the big one.

We follow all sort of odd diets with mixed success and poor long-term results, because the experts’ recommendations (National Institutes of Health, Centers for Disease Control, Harvard Health, and so on) just seem so quotidian and lack the snazzy social media seal of approval. We eschew carbohydrates without discriminating between high and low-quality carbs. We overload on meat protein because the typical American serving size is big enough to feed any three people. We consume enough sugar to sink a battleship and enough alcohol to refloat it. And then we sit on our generous behinds, persist in our physical idleness, and wonder why our weight remains stubbornly high. It’s not rocket science.

We wonder how Facebook can treat us, their customers, so shabbily. And while we glory in our belief that Facebook is free, we ignore the ancient dictum that there’s no such thing as a free lunch. Which leads us eventually to the realization that we are not Facebook’s customers. We are its product, neatly catalogued and packaged and sold to advertisers and marketers and pollsters. The same is true of any “free” service such as Google or Twitter or Gmail or Instagram, to each of whom we are only a slick product.

And then there is the media, the cable and broadcast and print behemoths in which we invest our trust. The cracks begin to show when we see a live action reporter struggling against the seemingly gale-force winds of a hurricane, only to spot a couple of teenagers strolling nonchalantly by in the background. We begin to question, are there any other exaggerations or distortions? Slowly, we begin to understand that, here also, we are just a product being delivered to advertisers. And that the key objective of the media is not to inform, but to keep our eyes glued to the screen through the next commercial message. What chumps we are.

Speaking of chumps, we are barraged by a constant variety of telephone and mail and email scams. The attackers are ingenious and constantly changing and refining their approach. “This is the IRS. A recent audit has revealed that you owe $10,000 in additional taxes. If you do not pay immediately, your driver’s license will be suspended.” Or, “This is your grandson. I am in terrible trouble. Please don’t tell my parents. I need $5,000 immediately to be released from jail.”  And so on. These people are vicious sociopaths.

Is there anything we can do in defense?

You darn well betcha there is. The first thing is to become far more skeptical. Skeptical of huge payoffs. Skeptical of profit-making diet plans. Skeptical of free stuff. Skeptical of the media. Skeptical of demands for money. This doesn’t mean becoming hard-hearted, just more discerning and careful.

Next is to inform yourself. Numeracy is vital. Take an adult continuing education course in statistics and probability. And another one in finance. Become more aware of how the world works.

Widen your sources of information. Read several newspapers. Browse many websites. Watch many news channels. Expand your mind.

None of this is a guarantee. But if we all exerted a bit of extra effort, we would find ourselves more in control of our destinies, and more comfortable in our skins.

But all this aside, don’t forget to count your blessings. The beauty of an early sunrise. The joy of gamboling squirrels and chirping birds. The joy of blooming flowers.

Life is a balance. Live it empowered.

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